Question: Do banks accept post-dated checks?

Can a bank or credit union cash a post-dated check before the date on the check? Yes. Banks and credit unions generally dont have to wait until the date you put on a check to cash it. However, state law may require the bank or credit union to wait to cash the check if you give it reasonable notice.

Can you put a post-dated Cheque in the bank?

Consumers and businesses are advised not to accept post-dated cheques because of the problems they create if they are paid into their bank accounts before the due date. However, its likely that if the paying bank spots a post-dated cheque, it will return it with the reason given as “post-dated cheque”.

When can a post dated check be cashed?

Postdated checks can usually be cashed or deposited at any time unless the person who wrote the check specifically told their bank not to honor the check until a certain date. Rather than writing a postdated check, it may be better to use online payment services or coordinate with your biller to move back the due date.

What happens when you deposit a check too early?

Function. Depositing a postdated check a day early may cause the check writers bank to attempt to pay the check immediately. If the check writer does not yet have the funds in his bank account, this will cause the check to bounce, or be returned for nonsufficient funds.

Can you cash a check before the date?

Yes. Banks are permitted to pay checks even though payment occurs prior to the date of the check. A check is payable upon demand unless you submit a formal post-dating notice with your bank, possibly for a fee.

Will Kroger cash a post-dated check?

Does Kroger cash post dated checks? At this time Kroger does not cash money orders or personal checks. Most Kroger locations will not cash any government checks over $5,000.00, but during tax season some locations will accept refund checks of up to $7,500.00.

Can I cancel a post-dated cheque?

If a post-dated cheque you wrote is mistakenly processed before its date, you should contact your bank to let them know. The cheque can be returned and the amount credited back to your account up to the day before the date written on the cheque.

Can I deposit a post dated check at Wells Fargo?

Alliant Credit Union: You agree to not deposit any check before it is payable. Chase Bank: The bank specifies that customers should not issue anything postdated. Wells Fargo: It makes it clear it will not wait until a certain date to cash a check that is postdated unless a stop-payment order is requested.

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