Check Dates A checks date is the date written or printed by the issuer on the face of the check. It appears to the right of the issuer contact information.

Are there dates on checks?

As previously mentioned, personal checks are usually valid for up to six months after the date they were issued,1 but you shouldnt count on the bank to pay attention to the dates. A money order issuer may charge fees on the order if enough time passes.

How do I know if a check has dated?

Postdated checks are normal checks, but the person writing the check chooses to write a later date on it. This date can be tomorrow, next week, or even years from now. If its later than the current date, then its a postdated check. For example, assume that today is January 1, and youre writing a check.

What happens if you deposit an expired check?

If you try cashing old checks that bounce, you may be responsible for a “deposit item returned” fee. The fee varies from bank to bank. Plus, the person who wrote the bounced check might be charged a non-sufficient funds fee from his or her own bank that could be as high as $35.

Do stimulus checks expire?

As with all US Treasury checks, you have one year to cash the check before it expires. If you miss that deadline, you can request a replacement for the expired check.

What happens if I didnt cash my stimulus check?

If the check was not cashed, the IRS will issue you a new one. If you find the original check after receiving a new payment, you must return the original as soon as possible.

Can I cash an expired stimulus check?

As with all US Treasury checks, you have one year to cash the check before it expires. If you miss that deadline, you can request a replacement for the expired check.

Can you accept a post-dated check?

A signed check immediately becomes legal tender that a bank can deposit or cash before the indicated date on the check. Therefore, a bank will be able to accept a check if it is dated and signed.

Is it legal to give someone a post-dated check?

Postdating a check is done by writing a check for a future date instead of the actual date the check was written. It is legal for an individual to postdate a check, as well as for a bank to cash or deposit it.

What if I didnt cash my stimulus check?

If the check was not cashed, the IRS will issue you a new one. If you find the original check after receiving a new payment, you must return the original as soon as possible. If the check was cashed, the U.S. Bureau of the Fiscal Service will send you a claim package that includes a copy of the cashed check.

Can a post-dated check be cashed before the date?

Can a bank or credit union cash a post-dated check before the date on the check? Yes. Banks and credit unions generally dont have to wait until the date you put on a check to cash it. However, state law may require the bank or credit union to wait to cash the check if you give it reasonable notice.